Your pension, made simple

Your savings should support you, not stress you out. Selma helps you manage your pension money to make the most of your retirement.

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Why choose Selma for your pension?

Let’s have a closer look!

Pension income planning
Get to know how much income you need during retirement and how much you can keep invested.
Personalised step-by-step plan
Get detailed guidance on how to invest your retirement savings to build your portfolio.
Income-oriented ETF portfolio
By focusing on investments that pay dividends or interest, your money keeps on working for you while you enjoy retirement.
Globally diversified investment strategy
Get a portfolio that is tailored to you – but still lets you take advantage of global diversification to manage risk.
Smart investment adjustments
Your portfolio adjusts to your age, automatically lowering risk as you get older.
Various customisations
Options like “Swiss bias” or “Sustainable” to match your preferences.
Flexible withdrawal plan
Withdraw money whenever you need it, like receiving a salary to your bank account.
Expert support
Friendly experts are ready to help you with any questions about your strategy or set-up.
Digital and secure
Your investments are managed by Selma, authorised by FINMA, and stored safely with Saxo Bank (Switzerland).

Get early access to Selma’s retirement plan

Exclusive advisory session for early clients
During a 1-on-1 video call, we’ll review your current financial situation, explore how long your money could last across different scenarios, and help you build an investment plan to ensure a steady income throughout retirement. Plus, you'll receive a detailed plan directly in your inbox.
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Generate income from your investments
Selma invests your money in a low-cost, globally diversified ETF (Exchange Traded Funds) portfolio with a dividend-focused strategy that helps you generate steady income over time. With flexible access to your funds, your investments work for you, without any hassle.
Investments that adapt over time
Your needs change as you move through retirement, and Selma adjusts your investments accordingly by offering age-based adjustments, smart and automated risk management.
Free and flexible withdrawal plan
Apart from offering automated regular withdrawals with flexible amounts Selma ensures you can adapt your plan when needed and access your pension any time. No fees or restrictions.
Clear insights & expert support
You get both smart digital tools and human support whenever needed. Selma AI uses artificial intelligence to share tips and tricks taking your situation and financial markets into account. Our team of experts is always available via chat, email and calls.
Transparent & low fees
Investing with Selma is affordable for everyone – as automation helps us keep the cost low. With traditional banks and insurance companies, you quickly end up paying more than one percent per year for your investments and this adds up!
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