Retirement, done right
Take the stress out of managing your retirement savings with expert help, flexible solutions, and full transparency – at the lowest cost.
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Retirement should be a time to enjoy – not to stress
Preparing for retirement often raises many important questions: What’s the best strategy? How should you invest your money? How can you withdraw funds to ensure they last a lifetime? That’s where Selma comes in—to guide you every step of the way.
Pension investing made easy with Selma
By taking care of everything related to investing and living off of your retirement savings, Selma allows you to lean back and focus on this new joyful life phase.
A smarter way to invest your pension
Simple, transparent and with a personal touch
Personalised guidance
Friendly experts help you invest your retirement savings effectively and guide you every step of the way.
Tailored investment strategies
A tailored investment strategy designed for your unique needs as a pensioner. Read about it here.
Automated management
Fully automated management of your investments to keep your portfolio on track, so you can enjoy your retirement.
Free and flexible withdrawals
Withdraw your money anytime free-of-charge and without restrictions.
Trusted and secure
Investments are safely managed by Selma, authorised by FINMA in Switzerland and stored with our trusted partner bank Saxo Bank CH.
Transparent and independent
Selma is an independent financial advisor from Switzerland, offering completely unbiased advice and product selection with a 100% no-kickback policy.
Low-cost ETF portfolios
A cost-efficient way to invest your retirement savings, with full flexibility and immediate access to your funds whenever needed.
Let’s plan your retirement together
Book a free consultationBook a free consultation with one of our experts where you’ll get the personalised guidance and support you need to start investing your retirement savings.
Selma investors
Pay less as you grow
All your investments managed for a monthly payment. Selma's yearly fee starts from 0.42%, depending on the amount of investment.
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Yearly fee
Yearly fee
Total amount including deposits and earnings
0.68%
Under 50'000 CHF
0.55%
50'000 – 150'000 CHF
0.47%
150'000 – 500'000 CHF
0.42%
Over 500'000 CHF
Start investing with a minimum of 2'000 CHF and/or get the pillar 3a investments set up with a minimum of 500 CHF.
Custom pricing
Starting from 5'000'000 CHF we’re offering individual pricing tailored to your situation.
All investing comes with costs
The Selma crew is making sure to keep these additional costs low at all times.
Product costs
Avg. 0.22% per year
The price of the products that Selma picks for you.
~0 CHF/month
for a 0 CHF investment
Stamp duty
0.075 – 0.15% per transaction
The stamp duty is a Swiss tax that is paid whenever you are buying and selling investments.
Currency exchange rate
Avg. 0.25% per transaction
Buying and selling investments in other currencies always comes with a cost, just like when you exchange money when you’re abroad.
Selma compared to others
Selma
Bank
Robo-advisor
Your worry-free retirement starts today
Book a free consultation with our friendly experts and get answers to your important questions.
Questions you may have
Yes! You can withdraw money or close your account at any point. Note that selling your investments and transferring the money to your account at another bank can take up to one week. Withdrawing money or closing your account is included in Selma's fee and doesn't cause additional costs.
What kind of investment products does Selma use?
Is there a minimum investment amount?
How do I deal with taxes?
Can’t find the answer you’re looking for? Visit Selma's FAQs or reach out to our team of experts via live chat.